Investment products offered through Ally Invest are NOT FDIC insured, ARE NOT BANK GUARANTEED and MAY LOSE VALUE.
Mortgage products are offered by Ally Bank Equal Housing Lender .
Ally Lending products are offered by Ally Bank Member FDIC.
Buy a Home
You want a home, not a home loan.
We’ll help you stress less about buying, so you can focus on living.
The path to homeownership is smoother than you think.
Set a realistic home-buying budget.
Before setting your sights on a home, you should estimate how much you can spend, or see what your monthly payment could look like if you already have a price range in mind.
Get pre-approved in as little as 3 minutes.
Tell us about yourself and where you are in the home-buying journey. We’ll get you a personalized quote right away with no impact to your credit score, and a pre-approval letter you can use as leverage when house hunting.
Complete your application and manage documents online.
You can upload, sign, and submit documents, as well as lock in your rate – all online. If you need a little extra help, you can text, call, or email your home team expert for personalized guidance.
Prepare for closing.
You’ll finalize everything in person. We’ll let you know where to go and what you’ll need to bring (besides a pen). Your closing expert can provide peace of mind should you have any questions beforehand.
Get the keys.
This is the fun part. When all the closing paperwork is signed, you’ll get the keys to your new home and can enjoy the next step in your journey.
Your loyalty means everything to us
Your loyalty means everything to us.
We’ll pay $500 toward closing costs if you have an Ally account.
Save $500 on closing costs if your account has been open for more than 30 days, and your credit application is reviewed and approved. This can’t be combined with other offers, and we can end this offer any time.
We have options.
You don’t have to go far to find the right home loan.
Fixed-Rate
Consider if you’re looking for consistent monthly payment and a rate that won’t change over the life of your loan.
Adjustable Rate
Consider if you plan on moving or refinancing in 5, 7 or 10 years and want to pay less in interest than you would with a fixed rate loan.
Jumbo Loans
If a higher-priced home means you need a larger loan, we also offer competitive rates on jumbo loans.
We’ll help you get the home you want.
Whether you’re buying your first home or vacation property, we offer programs with down payment options as low as 3%.
Home loan rate shopping, a quick trip.
Provide some specifics for more accurate home-buying rate options.
These rates are based on a
home price for a
, with in
Customized mortgage rates
Monthly payment doesn't include taxes or insurance. Our Annual Percentage Rates (APRs) are accurate as of and can change daily. A home loan expert can help you understand whether a fixed-rate mortgage or adjustable-rate mortgage is right for you.
Crunch the numbers.
Get a better idea of money matters before you take the next step.
It helps to have an idea of what your payments could be so you can set a realistic budget.
We look at your income and financial obligations to estimate how much house you can afford.
There are a few things first-time homebuyers should know before house hunting.
Check out tips, tools and other insights about homeownership.
FAQs