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Home Mortgages

A simpler, faster way to get a mortgage.

Complete your application in as little as 15 minutes and pay no lender fees.

We’ve pressed fast forward on loan applications.

Our modern mortgage experience simplifies buying, so you can focus on living.

Home purchase pre-approval question screens from the application.

Applying is simple and can be completed 100% online anytime, from anywhere.

  • No lender fees - no application, origination, processing, or underwriting fees (unlike most big banks and lenders)

  • Get pre-approved in as little as 3 minutes

  • Close typically up to 10 days faster than industry average

  • Reliable support from a team of home loan experts

The path to homeownership is easier than you think.

A pink house with a for sale sign
step one

Get pre-approved.

Before you start shopping, calculate how much house you can afford and estimate your monthly payments . Then answer a couple of questions to get a pre-approval letter with no impact to your credit.

step two

Find your home.

Search up-to-date listings in your area.

step three

Finish your application.

Upload, sign and submit your documents online. We’re here if you need help throughout the process.

step four

Meet at the closing table.

Sign the closing documents and walk out with the keys to your home.

We're here to make you feel at home.

Give our team a call at 1-855-256-2559  Monday - Friday, 9 am - 9 pm ET and Saturday 10 am - 4 pm ET.

Your home, your terms.

We offer numerous loan types and term lengths to suit your needs.


Consider if you’re looking for consistent monthly payment and a rate that won’t change over the life of your loan.

Adjustable Rate

Consider if you plan on moving or refinancing in 5, 7 or 10 years and want to pay less in interest than you would with a fixed rate loan. 

Jumbo Loans

If a higher-priced home means you need a larger loan, we offer jumbo loans up to $4 million.

Take a closer look at jumbo loans

We’ll help you get the home you want.

We offer down payment options as low as 3%.

Learn about the HomeReady® Mortgage program

Home loan rate roundup.

Enter your specifics to see more accurate homebuying rate options.

These rates are based on a home loan for a , with in .

Enter your specifics to see more accurate purchase rate options:

Customized mortgage rates

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Monthly payment doesn't include taxes or insurance. Our Annual Percentage Rates (APRs) are accurate as of on and may change throughout the day. A home loan expert can help you understand whether a fixed-rate mortgage or adjustable-rate mortgage is right for you.

Save time scanning for the latest purchase rates.

We'll email our rates every week, so you can stay informed without leaving your inbox. 

Sign Up

Crunch the numbers.

Get a better idea of money matters before you take the next step.

Monthly Payment Calculator

It helps to have an idea of what your payments could be so you can set a realistic budget. 

screenshot of monthly payment calculator
Affordablility Calculator

We look at your income and financial obligations to estimate how much house you can afford.

screenshot of affordability calculator

There are a few things first-time homebuyers should know before house hunting.  

Check out tips, tools and other insights about homeownership.


We have answers.

Still have questions? Visit our Help Center .