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Affordability Calculator

Estimate your home-buying budget

We don't have home loan options based on this information, but our home loan advisors may be able to help. Call us at 1-855-256-2559, Monday - Friday, 8 am - 10 pm ET or Saturday 10 am - 4 pm ET.

You may qualify for a loan amount above $2,500,000. Give us a call at 1-855-256-2559 to see how our loan advisors can help.
We’re here Monday - Friday, 8 am - 10 pm ET and Saturday 10 am - 4 pm ET.

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Exclude rent or current mortgage payment

We don't have home loan options based on this information, but our home loan advisors may be able to help. Call us at 1-855-256-2559, Monday - Friday, 8 am - 10 pm ET or Saturday 10 am - 4 pm ET.
Get in touch with us

We don't offer products for credit scores below 660. If you want to discuss your options with a Home Loan Advisor, give us a call at 1-855–256-2559.

Please enter a valid zip code.

We don't offer mortgages in this state yet, but we hope to in the future. Check back soon to see if we've expanded to your area.

  • Your Details

    We don't have loan options based on this information, but our home loan advisors may be able to help. Give us a call at 1-855-256-2559. We’re here Monday - Friday, 8 am - 10 pm ET and Saturday 10 am - 4 pm ET.

    We don't offer products for credit scores below 660. If you want to discuss your options with a Home Loan Advisor, give us a call at 1-855–256-2559.

    Please enter a valid zip code.

    We don't offer mortgages in this state yet, but we hope to in the future. Recalculate using a different location or check back soon to see if we've expanded to your area.


  • Loan Breakdown

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    360
  • Monthly Payment Breakdown

  • Income Breakdown

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We look at your household income and current financial obligations to help estimate how much house you can afford.

This home price fits your budget

This home price
fits your budget

even with a 20% down payment of

Home Price

even with a 20% down payment of

Lower your monthly payment to see our loan options

A 20% down payment helps you avoid paying Private Mortgage Insurance (PMI).

Your lender may require you to purchase Private Mortgage Insurance (PMI).

Our loan options require a down payment of at least 3%.

Loans above $510,400 may require a 20% down payment.

Loan amounts above $2,000,000 may require a 35% down payment.

  • 30 yr
  • 15 yr

%

This is a cost a lender charges to borrow money and can be fixed or variable depending on which loan you choose.

%

This is the measure of the cost to you for borrowing money. It includes your interest rate, points, fees and other charges associated with your loan. That’s why it may be higher than the interest rate.

%

This is a cost a lender charges to borrow money and can be fixed or variable depending on which loan you choose.

%

This is the measure of the cost to you for borrowing money. It includes your interest rate, points, fees and other charges associated with your loan. That’s why it may be higher than the interest rate.

Rates are accurate as of .

Because you made changes, please recalculate to see your updated rate and take the next step.

We don't have loan options based on this information, but our home loan advisors may be able to help. Give us a call at 1-855-256-2559. We’re here Monday - Friday, 8 am – 10 pm ET and Saturday 10am – 4pm ET.

What you should know:

We used our current mortgage rates for this estimate, but keep in mind, available loan products vary by county, which could affect your estimated rate and APR. This is informational only and doesn't guarantee loan approval.

What you should know:

We used our current mortgage rates for this estimate, but keep in mind, available loan products vary by county, which could affect your estimated rate and APR. This is informational only and doesn't guarantee loan approval.

Next Steps

A new home may be closer than you think

Learn

From helpful saving tools to financial improvement tips, we want you to build a solid foundation before you consider buying a home.

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We offer different kinds of mortgages to fit a variety of financing needs. While each one has its benefits, it's important to find a loan that's right for you.

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