The Ally difference
- With our Ally Ten Day Best Rate Guarantee, you get the option of a higher rate. Most banks offer only one—the one you get the day you fund.
- And as a special feature of our 2 Year CD, you’ll have the flexibility to raise your rate once if you see we have a better rate during the term of that CD.
- We grow your money faster by compounding interest daily. Many others compound monthly, quarterly, or even annually.
- We don't require a minimum deposit. Most banks do. Always be sure to check their fine print before choosing the right product for you.
Maximize your earnings. Period.
Get a certificate of deposit with our highest fixed CD rate for a fixed term.
- Open with $0
- No monthly fees
- With our 2 year CD, you have the flexibility to raise your rate once
- Get the best rate we offer with Ally’s Ten Day Rate Guarantee
- Daily compound interest for maximum earnings
- FDIC insured. Maximize your coverage
- Automatic renewal at maturity
- Ability to withdraw and receive earned interest as income—just let us know before the maturity date or by ten days after