The Ally difference
- You don't have to jump through hoops for an early withdrawal. Some banks require advance written notice and make you deposit withdrawal funds into another one of their accounts. We don't.
- With our Ally Ten Day Best Rate Guarantee, you get the option of a higher rate. Most banks offer only one—the one you get the day you fund.
- We grow your money faster by compounding interest daily. Many others compound monthly, quarterly, or even annually.
- We don't require a minimum deposit. Most banks do. Always be sure to check their fine print before choosing the right product for you.
Maximized earnings. Maximized flexibility.
Get a fixed CD rate with the freedom of a no fee early withdrawal.
- Open with $0
- No fees whatsoever
- Get the best rate we offer with Ally’s Ten Day Rate Guarantee
- Daily compounded interest for maximum earnings
- FDIC insured. Maximize your coverage
- Automatic renewal at maturity
- Ability to withdraw and receive earned interest as income — just let us know before the CD maturity date or by ten days after
- Want a no fee early withdrawal? We'll hand over your full balance and interest any time after the first 6 days of funding your CD
- Your term and rate will go into effect when you make your opening deposit