Ally Unlimited Cash Back Mastercard®
2% cash back on all purchases. All the time.
That’s right. Earn unlimited 2% cash back on all your purchases, with no exceptions or expirations.
A card that starts with you.
We designed the Ally Unlimited Cash Back Mastercard with a rewarding relationship in mind.
Benefits you can count on, without the limits.
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2% cash back on all purchases
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No expiration dates
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No minimum to redeem
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No annual fees
Here’s what you always get with us.
No surprise fees
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No foreign transaction fees
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No over-the-limit fees
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No returned payment fees
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No rate hikes if you make a late payment
Peace of mind knowing you're secure
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Zero Fraud Liability
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Around-the-clock fraud monitoring
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Lock your card instantly
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Tap-to-pay technology
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24/7 customer care
A little extra info
Here are our standard rates and fees, but we offer promotions whenever we can, so check your offer – you may be eligible for a lower APR and reduced – or even waived – fees.
Standard rates and charges:
APR: 26.99%
Minimum interest charge: $1.50
Standard fees:
Balance transfer fee: 4% or $5, whichever's greater
Cash advance fee: 5% or $10, whichever's greater
Check your offer for special promotions, rates, and fees. Offer subject to credit approval.
Respond to a mail offer in minutes.
If we mailed you an offer, we’re ready to get started whenever you are. If you don’t have an offer, stay tuned. We’ve got a credit card you can believe in and can’t wait to share it with you.