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Ally Unlimited Cash Back Mastercard®

2% cash back on all purchases. All the time.

That’s right. Earn unlimited 2% cash back on all your purchases, with no exceptions or expirations.

A card that starts with you.

We designed the Ally Unlimited Cash Back Mastercard with a rewarding relationship in mind.

Benefits you can count on, without the limits.

  • 2% cash back on all purchases

  • No expiration dates

  • No minimum to redeem

  • No annual fees

Here’s what you always get with us.

no more red flags

No surprise fees

  • No foreign transaction fees

  • No over-the-limit fees

  • No returned payment fees

  • No rate hikes if you make a late payment

a shield

Peace of mind knowing you're secure

  • Zero Fraud Liability

  • Around-the-clock fraud monitoring

  • Lock your card instantly

  • Tap-to-pay technology

  • 24/7 customer care

A little extra info

Here are our standard rates and fees, but we offer promotions whenever we can, so check your offer – you may be eligible for a lower APR and reduced – or even waived – fees.

Standard rates and charges:

APR: 26.99%

Minimum interest charge: $1.50

Standard fees:

Balance transfer fee: 4% or $5, whichever's greater

Cash advance fee: 5% or $10, whichever's greater

Check your offer for special promotions, rates, and fees. Offer subject to credit approval.

Respond to a mail offer in minutes.

If we mailed you an offer, we’re ready to get started whenever you are. If you don’t have an offer, stay tuned. We’ve got a credit card you can believe in and can’t wait to share it with you. 

Respond to Mail Offer

FAQs.

We have answers.

Still have questions? Visit our Help Center