Vehicle service contracts are a cost-effective answer for mechanical breakdown coverage and other services after the expiration of the manufacturer's warranty.

A vehicle service contract will pay the cost of covered vehicle repairs and some offer additional benefits such as towing, roadside assistance, rental car and trip interruption.

Customers and dealers also often refer to vehicle service contracts as "mechanical service agreements," "extended service contracts" and "extended warranties."

When you buy a vehicle service contract, you transfer the risk of future repair costs to a company, trusting them to pay for covered repairs. You should be sure the company backing your contract will cover claims when you need them.

If you plan to keep your vehicle beyond the term of the New Vehicle Limited Warranty, a vehicle service contract could help you avoid unexpected and potentially costly repair bills in the event of a breakdown.

After the New Vehicle Limited Warranty expires, the Powertrain Limited Warranty will protect only the powertrain components of your vehicle, not necessarily parts like cooling system components, steering components, electrical or suspension components.

A vehicle service contract offers more comprehensive coverage and can decrease your financial exposure to these repair costs.

The term begins at the time you purchase the contract and at the current odometer reading at the time of purchase. For example, a 24,000-mile/24-month contract purchased for a vehicle with 40,000 miles will end when the odometer reaches 64,000 miles or 2 years after the contract began, whichever comes first.

If you purchase the Powertrain Wrap coverage, the term begins at the vehicle’s original in-service date and 0 miles. It ends when you reach your term or mileage limit, whichever comes first.

We offer vehicle service contracts for both new and used vehicles. Talk with your dealer for options based on your specific vehicle.

It covers most cars, light-duty trucks, SUVs and crossovers. Your vehicle’s age and mileage help determine the products you may be eligible for. Talk with your dealer for options based on your specific vehicle.

Yes. We have a wide range of time and mileage offerings to match your driving patterns.

The cost depends on the vehicle and the contract selected. Your dealer can provide you with pricing options.

In most cases, yes. Your dealer can help you with adding your vehicle service contract into your monthly vehicle payment as well as any state-specific regulations.

Yes, through our affiliation with a company called Service Payment Plan. Service Payment Plan offers an interest-free 12- 18- or 24-month payment plan available through participating dealers.

We offer $50, $100 and $200 deductible options. The availability of these options depends on your dealership and the vehicle and contract you select.

You can purchase Ally Premier Protection by visiting a participating dealership.

To cancel your vehicle service contract, call us at 1-800-631-5590. If you cancel within 60 days and haven't filed any claims, you can receive a full refund. If you've filed any claims or if it's after the 60 days, your refund will be prorated, less a $50 administration fee if applicable. The proration will be based on the lesser of days or miles of coverage remaining.

Paid claims prior to cancellation will be deducted from refunds where applicable or allowed by state regulation or law. Please refer to the cancellation terms of your Ally Premier Protection contract.