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Our rich history and years of experience make us the right people to help when you've decided to shop for a vehicle service contract. Being your ally means our devotion to customer service and products you can trust.

Ally Premier Protection

Ally Premier Protection

With 3 levels of coverage to choose from, the Ally Premier Protection suite of products ranges from covering just about everything on your vehicle to covering just the basics.

Available Plans

Plan Comparison

PRODUCT KEY

Major Guard Icon

Major Guard®

Major Guard Icon

Major Guard®


7500+ Covered Components

This is the ultimate choice if you want to cover the really expensive things like high-tech and luxury components.


Value Guard Icon

Value Guard

Value Guard Icon

Value Guard


2900+ Covered Components

For a robust level of protection while still keeping your budget in mind, choose Value Guard.


Basic Guard Icon

Basic Guard

Basic Guard Icon

Basic Guard


2000+ Covered Components

If you're budget conscious and want only the most essential coverage for your vehicle, consider Basic Guard.

MAJOR COVERED COMPONENTS

PRODUCTS

Extra Perks

Major Guard Icon
Value Guard Icon
Basic Guard Icon

Engine

Major Guard Icon
Value Guard Icon
Basic Guard Icon

Transmission / Transaxle / Transfer Case

Major Guard Icon
Value Guard Icon
Basic Guard Icon

Front / Rear-Wheel-Drive Components

Major Guard Icon
Value Guard Icon
Basic Guard Icon

Fuel Delivery Component

Major Guard Icon
Value Guard Icon
Basic Guard Icon

Heating & Air Conditioning Component

Major Guard Icon
Value Guard Icon

Suspension

Major Guard Icon
Value Guard Icon

Electrical Components

Major Guard Icon
Value Guard Icon

Steering Components

Major Guard Icon
Value Guard Icon

Braking System

Major Guard Icon
Value Guard Icon

High-Tech Components

Major Guard Icon

Safety Components

Major Guard Icon

Engine Cooling Component

Major Guard Icon

Major Guard®

Major Guard Icon

Major Guard®

Major Guard Icon

Major Guard®


7500+ Covered Components

This is the ultimate choice if you want to cover the really expensive things like high-tech and luxury components.

Roadside Assistance
Trip Interruption
Rental

 

Limitations apply. See our sample coverage agreement for full details.

  • All internal lubricated parts
  • All seals and gaskets
  • Cylinder block and heads
  • Manifold: intake and exhaust
  • Oil pump / housing and pan
  • Engine mounts
  • Flywheel
  • Valve covers
  • Water pump
  • Harmonic balancer
  • Crankshaft bearings
  • Valve train
  • Camshaft bearings
  • Connecting rods and bearings
  • Turbocharger and Supercharger housings and all internal parts
  • And many more
  • Transmission case and all internal parts
  • Seals and gaskets
  • Torque converter
  • Transfer case and all internal parts
  • Transmission mounts
  • Input / output shafts
  • Automatic transmission clutches
  • Bands
  • Thrust bearings
  • Washers
  • Electronic control unit
  • Transmission module
  • Linkage
  • Throttle valve cable
  • And many more
  • Final drive component and all internal parts
  • Constant velocity joints
  • Axle shafts and axle shaft bearings (front / rear)
  • Wheel bearings (front / rear)
  • Locking hubs
  • Drive axle housing and all internal parts (front / rear)
  • Axle hub bearing (front / rear)
  • Axle supports
  • Front differential, bearings and case
  • Propeller shafts
  • Differential side, pinion gears
  • Disc or cone-limited slip
  • And many more
  • Fuel pump
  • Fuel injectors
  • Throttle body
  • Fuel lines, metal
  • EFI sensors / control units
  • Seals and gaskets
  • Diesel fuel injection pump
  • Vacuum pump
  • Nozzles
  • Fuel rail
  • Fuel tank and cap
  • And many more
  • AC compressor
  • Compressor clutch and bearing
  • Condenser
  • Evaporator
  • Accumulator
  • Seals and gaskets
  • Pulley
  • High / low pressure compressor cut-off switch
  • Pressure cycling switch
  • Temperature control programmer
  • Expansion Valve
  • Orifice Tube
  • Receiver Dryer
  • Automatic temperature control
  • Blower motor
  • Switches
  • Heater core component
  • And many more
  • Upper and lower control arms
  • Control arm shafts and bushings
  • Upper and lower ball joints
  • Stabilizer shaft and bushings
  • Steering knuckles
  • Upper mount and bearing
  • Seals
  • MacPherson struts
  • Coil springs
  • Leaf springs
  • And many more
  • Alternator / generator
  • Voltage regulator
  • Starter motor and solenoid
  • Manually operated switches
  • Wiper motor, front and rear
  • Wiring harnesses
  • Electronic Ignition Module
  • Ignition lock and switch
  • Electronic instrument cluster and diagnostic displays
  • Electronic level control compressor sensor and control
  • Electronic spark control detonation sensor and control
  • Fuel Gauge Sending Unit
  • Switches
  • Power window motors
  • Power door locks and actuators
  • Radio
  • Antenna
  • Cruise control
  • And many more
  • Power steering pump
  • Steering gear housing and all internal parts
  • Electronic power steering motor and control module
  • Rack and pinion
  • Seals and gaskets
  • Steering shaft couplings
  • Steering column and all internal parts
  • Tilt wheel mechanism
  • Idler arm
  • Pitman arm
  • Tie rods
  • And many more
  • Master cylinder
  • Assist booster
  • Disc brake calipers
  • Wheel cylinders
  • ABS electronic control module
  • Hydraulic lines and fittings
  • Combination valve
  • Pump motor
  • Accumulator
  • Pressure modulator valve / dump valve
  • Seals and gaskets
  • ABS sensors
  • Parking brake component
  • Self adjusters
  • And many more
  • Radiator
  • Radiator fan and clutch
  • Radiator fan electric motor
  • Seals and gaskets
  • Thermostat and housing
  • Radiator fan relay
  • And many more
  • Factory Telematics Systems Hardware (e.g. OnStar)
  • Compass and thermometer
  • Heads-up display
  • Anti-theft alarms (factory-installed)
  • Keyless entry (factory-installed)
  • Traction control component
  • Infrared display
  • Heated seats
  • Dual climate control
  • Power sunroof
  • And many more
  • Air bags
  • Air bag sensors
  • Air bag wiring harness
  • Safety belts components
  • Door lock components
  • Reverse warning signal
  • And many more

Value Guard

Value Guard Icon

Value Guard

Value Guard Icon

Value Guard


2900+ Covered Components

For a robust level of protection while still keeping your budget in mind, choose Value Guard.

Roadside Assistance
Trip Interruption
Rental

 

Limitations apply. See our sample coverage agreement for full details.

  • All internal lubricated parts
  • All seals and gaskets
  • Cylinder block and heads
  • Manifold: intake and exhaust
  • Oil pump / housing and pan
  • Engine mounts
  • Flywheel
  • Valve covers
  • Water pump
  • Harmonic balancer
  • Crankshaft bearings
  • Valve train
  • Camshaft bearings
  • Connecting rods and bearings
  • Turbocharger and Supercharger housings and all internal parts
  • Transmission case and all internal parts
  • Seals and gaskets
  • Torque converter
  • Transfer case and all internal parts
  • Transmission mounts
  • Input / output shafts
  • Automatic transmission clutches
  • Bands
  • Thrust bearings
  • Washers
  • Electronic control unit
  • Final drive component and all internal parts
  • Constant velocity joints
  • Axle shafts and axle shaft bearings (front / rear)
  • Wheel bearings (front / rear)
  • Locking hubs
  • Drive axle housing and all internal parts (front / rear)
  • Axle hub bearing (front / rear)
  • Axle supports
  • Front differential, bearings and case
  • Propeller shafts
  • Differential side, pinion gears
  • Disc or cone-limited slip
  • Fuel pump
  • Throttle body
  • EFI sensors / control units
  • Seals and gaskets
  • Diesel fuel injection pump
  • AC compressor
  • Compressor clutch and bearing
  • Condenser
  • Evaporator
  • Accumulator
  • Seals and gaskets
  • Pulley
  • High / low pressure compressor cut-off switch
  • Pressure cycling switch
  • Temperature control programmer
  • Expansion Valve
  • Orifice Tube
  • Receiver Dryer
  • Upper and lower control arms
  • Control arm shafts and bushings
  • Upper and lower ball joints
  • Stabilizer shaft and bushings
  • Steering knuckles
  • Upper mount and bearing
  • Seals
  • Alternator / generator
  • Voltage regulator
  • Starter motor and solenoid
  • Manually operated switches
  • Wiper motor, front and rear
  • Wiring harnesses
  • Electronic Ignition Module
  • Ignition lock and switch
  • Electronic instrument cluster and diagnostic displays
  • Fuel Gauge Sending Unit
  • Power steering pump
  • Steering gear housing and all internal parts
  • Electronic power steering motor and control module
  • Rack and pinion
  • Seals and gaskets
  • Master cylinder
  • Assist booster
  • Disc brake calipers
  • Wheel cylinders
  • ABS electronic control module
  • Combination valve
  • Pressure modulator valve / dump valve
  • Seals and gaskets
  • ABS sensors

Basic Guard

Basic Guard Icon

Basic Guard

Basic Guard Icon

Basic Guard


2000+ Covered Components

If you're budget conscious and want only the most essential coverage for your vehicle, consider Basic Guard.

Roadside Assistance
Trip Interruption

 

Limitations apply. See our sample coverage agreement for full details.

  • All internal lubricated parts
  • All seals and gaskets
  • Cylinder block and heads
  • Manifold: intake and exhaust
  • Oil pump / housing and pan
  • Engine mounts
  • Flywheel
  • Valve covers
  • Water pump
  • Harmonic balancer
  • Crankshaft bearings
  • Valve train
  • Camshaft bearings
  • Connecting rods and bearings
  • Turbocharger and Supercharger housings and all internal parts
  • Transmission case and all internal parts
  • Seals and gaskets
  • Torque converter
  • Transfer case and all internal parts
  • Transmission mounts
  • Input / output shafts
  • Automatic transmission clutches
  • Bands
  • Thrust bearings
  • Washers
  • Electronic control unit
  • Final drive component and all internal parts
  • Constant velocity joints
  • Axle shafts and axle shaft bearings (front / rear)
  • Wheel bearings (front / rear)
  • Locking hubs
  • Drive axle housing and all internal parts (front / rear)
  • Axle hub bearing (front / rear)
  • Axle supports
  • Front differential, bearings and case
  • Propeller shafts
  • Differential side, pinion gears
  • Disc or cone-limited slip
  • Fuel pump
  • Throttle body
  • EFI sensors / control units
  • Seals and gaskets
  • Diesel fuel injection pump

Your specific pricing varies depending on which plan and terms are right for your driving habits.

Ally Auto Care®

Covers common vehicle maintenance needs.

 

Protect yourself from rising vehicle maintenance costs by purchasing pre-paid coverage. Eligible services include engine oil changes (plus oil filter), chassis lubrications, tire rotations, and fluid top-offs performed at your selling dealership.

 

Get more peace-of-mind with:

No deductible or additional out-of-pocket costs

Icon

Protection available for standard and hybrid vehicles up to 20 years old

Coverage that’s transferable if you sell the vehicle

For more information about Ally Auto Care, call us at 1-800-631-5590.

 

Please note that electric vehicles are not eligible for this plan.

Guaranteed Asset Protection (GAP)

Protects you from the “gap” in the event of a vehicle total loss.

 

If your vehicle is totaled in an accident, your insurance may not cover the full amount you owe on it. Insurance usually pays the cash value at the time of loss, not the full amount of your outstanding debt. GAP covers the amount between the cash value and the outstanding balance.

 

Learn how to make a GAP claim

Here's an example to show you how it works:

 

Let’s say your vehicle is totaled in an accident. You still owe $25,000 on your loan, but your insurance only pays you the current value less your deductible, which comes to $20,000.

  • What you owe:

    $25,000

  • Actual cash value of vehicle:

    $21,000

  • Less your insurance deductible:

    $1,000

  • Insurance company pays you:

    $20,000

  • This leaves you with an outstanding debt of:

    $5,000

This GAP payment example is for illustration purposes only. You can either ask your dealer, refer to your Ally GAP Addendum or look at your insurance policy for complete details of what will or won’t be covered in the event of a total loss. View our GAP brochure (PDF) to learn more about Ally GAP benefits and exclusions.

SmartLease® Protect

If you’re leasing a vehicle, you may owe lease-end fees for extra wear and mileage. SmartLease Protect helps to cover many of these fees so you have peace of mind during the extent of your lease. View our Smartlease Protect Brochure (PDF) to learn more.

  • There's no deductible
  • We’ll cover missing equipment and parts with a value of $150 or less per part, including navigation system DVDs, DVD player headphones and remote controls
  • We will waive excess mileage charges up to $400
  • If you drive an average of 25,000 miles or less a year, we’ll cover up to $7,500 of excess wear charges
  • If you drive an average of 25,000 miles or more a year, we’ll cover 50% of excess wear charges, up to $3,750
  • We’ll waive charges for single items of covered excess wear such as dings and dents that are less than $1,000 each

SmartLease Protect helps cover the following:

  • Exterior surface damage
  • Interior and upholstery
  • Tires and wheels
  • Bumpers
  • Glass and light lenses
  • Missing equipment and broken parts (including items such as navigation system, DVDs, DVD player headphones and remote control)

Other Protection Products

Ask your dealer about these other products

Tire & Wheel Protect

The road can sometimes present unavoidable hazards. Protect yourself from the costs incurred by damage from these road hazards.

Dent Protect

Dent Protect covers the cost of dent repairs for your vehicle’s body panels as long as there’s no paint damage.

Windshield Protect

Covers repairs for small cracks, stars or chips in your front windshield.

Key Protect

Replaces vehicle keys and key fobs that have been lost, stolen or destroyed.

Theft Protect

This provides theft deterrents and coverage after recovery or total loss if stolen.

Multi-Protect

Allows you to create a customized bundle of Protect products – including Tire & Wheel, Dent, Windshield and/or Key – to meet your specific needs.

Appearance Protect

Provides sustainable protection for fabric, leather and paint.


How to Buy

How to Buy

 

When you're ready:

 

  • Get pricing details from your dealer based on the make, model and mileage of your vehicle.
  • Include a vehicle service contract on your finance agreement or purchase it separately.
  • Drive knowing you’re covered and protected from most unexpected costly expenses.

 

Find out how to use your contract when you need it

FAQs 

We have answers. 

When you buy a vehicle service contract, you transfer the risk of future repair costs to a company, trusting them to pay for covered repairs. You should be sure the company backing your contract will cover claims when you need them.

Still have questions? Visit our Help Center.  

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