Ally Bank:
  • 1-877-247-2559
  • Open 24/7
saving your money is great. growing it is better.


Maximize your earnings. Period.

It's time to step up your savings game. 

Earn more with competitive rates.

Get the best rate we offer for your CD term with the Ally Ten Day Best Rate Guarantee and grow your money with interest compounded daily.

We reward you when you renew.

We’re currently giving a 0.05% Loyalty Reward when you renew your CD to any CD with us. Check back 30 days before your CD matures to see what the reward is at that time.

Manage your CD online.

We make it easy to manage your CD online. When it’s time to renew, don’t do a thing and we’ll renew it automatically. Plus, we don’t charge any monthly maintenance fees. 

Features offered with every Ally bank CD.

Digital banking tools.

It’s easy to bank anytime, anywhere with the Ally Mobile app.

Your money, FDIC-insured.

Deposits are insured by the FDIC up to the maximum allowed by law.

Learn more

No monthly maintenance fees.

Don’t expect any sneaky monthly maintenance fees with us.

Open in the name of a trust. 

Offer flexibility and security for the ones you care about most. 

Learn more

Up your saving strategy with a CD ladder

See how combining short-term and long-term CDs can help you maximize your earning potential and save smarter. 

Up your saving strategy with a CD ladder

See how combining short-term and long-term CDs can help you maximize your earning potential and save smarter. 

Get more for your money.

Compare the cost of banking somewhere else.

What you should know.

Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XXXX. The APYs for other banks are provided by mybanktracker.com and are accurate as of XX/XX/XXXX. The APYs in this table are for the state of California.

No hidden fees, no surprises.

You shouldn’t be nickel and dimed for using your own money. 

We don’t charge any monthly maintenance fees for your Ally Bank CD.

When your CD matures, you can withdraw your money at no charge during a 10-day grace period. 

Early withdrawals

Withdrawals before the maturity date are subject to penalties. Partial withdrawals aren’t allowed. Are there exceptions?

Early withdrawal penalties will depend on your CD term.

  • 24 months or less

    60 days of interest


  • 25 months – 36 months

    90 days of interest


  • 37 months – 48 months

    120 days of interest


  • 49 months or longer

    150 days of interest

Get to know every aspect of this account before you sign up.

Check out our Straight Talk Product Guide (PDF).

Get to know every aspect of this account before you sign up.

Check out our Straight Talk Product Guide (PDF).

Bank better, starting now.

It only takes a few minutes to open an account.

1. Tell us about yourself.

We'll need some personal details like your address, contact information and social security number.

2. Fund your account.

There’s no minimum amount to open an account, but the faster you fund, the sooner you’ll earn interest.

3. Enjoy our award-winning experience.

Get online access right away and explore everything we offer as well as other ways we can help you reach your goals.

Build a better financial future.

Whether you’re just starting out or nearing retirement, we’ve got resources and tools to help you at any life stage.

The reviews are in.

People like it here. We think you will, too.

Average Rating

FAQs

We have answers.

You can submit a transfer request up to one year before your CD matures or during your 10-day grace period in online banking. Log in and choose Manage CDs. Select Make Changes to choose Withdraw partial amount under Transfer Funds.

If you schedule a transfer prior to maturity, we'll usually initiate that transfer on your maturity date. You can transfer funds to another Ally account, a verified account you have at another institution or we can send you a check.

Still have questions? Visit our Help Center.

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Call us 24/7 for help.

Bank 1-877-247-2559

Invest 1-855-880-2559