For many retirees seeking to make the most of their money, finding the highest CD rates is essential. But so is security. Be sure your high CD rates are FDIC-insured deposits.

What Does It Mean to Be an FDIC-Member Bank?
The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation which currently insures the safety of deposits in more than 7,000 member institutions. Banks must apply for and meet certain financial and other requirements in order to qualify for FDIC insurance.

Be Confident Your Highest-Rate CDs Are FDIC-Insured.
When your highest-rate CDs are FDIC- insured, you’ll have the peace of mind that your deposits are insured up to the maximum allowed by law. The FDIC provides a handy online tool that allows you to double-check an institution’s FDIC insurance status. Before you open a CD, you can use the Bank Find tool to confirm your bank is a member of the FDIC.

At Ally Bank, you’ll find CD rates that are consistently among the most competitive in the country. And all Ally Bank deposits are FDIC-insured up to the maximum allowed by law. Learn more at or call live, 24/7 customer care at 877-247-ALLY (2559) today.

Ally Bank, Member FDIC

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