Ally Bank Rates and Products
No hidden fees, 24/7 live customer service and the convenience of Mobile Banking and Online Banking. Apply online—it's quick and easy.
Annual Percentage Yields (APYs) displayed are accurate as of 12/12/2018
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CDs
All CDs include:- Ally Ten Day Best Rate Guarantee
- • Interest compounded daily
- • Automatic renewal at maturity
High Yield CD
- Early withdrawal penalty will apply
Raise Your Rate CD
- Early withdrawal penalty will apply
- Change your rate after your account is opened–if our rate for your balance tier and term goes up, yours can too. One interest rate increase with the 2 year term and two interest rate increases with the 4 year term.
No Penalty CD
- You can withdraw all your money anytime after the first six days following the date you funded the account and keep the interest earned with no penalty.
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Savings and Checking
All Savings and Checking include:- Interest compounded daily
- • Rate is variable and may change after the account is opened
Online Savings
- Six transactions limit per statement cycle. Why only 6?
- No monthly maintenance fees
- Fees may reduce earnings
Money Market
- Six transactions limit per statement cycle. Why only 6?
- No monthly maintenance fees
- Fees may reduce earnings
- Debit card and check access
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IRAs
IRA Raise Your Rate CD
- Early withdrawal penalty may apply
- Change your rate after your account is opened–if our rate for your balance tier and term goes up, yours can too. One interest rate increase with the 2 year term and two interest rate increases with the 4 year term.
IRA Online Savings
- Rate is variable and may change after the account is opened
- Some fees, such as those for returned deposit items and outgoing wires, may reduce earnings
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Credit Card
Ally CashBack Credit Card
Your card, your rewards2 % Cash back at gas stations and grocery stores
1 % Cash back on all other purchases
10 % Ally Deposit Bonus if you redeem your rewards into an eligible Ally Bank account
- No annual fee. Get the details
- Earn unlimited rewards as you shop
- Gas and groceries from superstores and warehouse clubs are only eligible for 1% cash back rewards