Ally Bank Accounts and Rates
No account minimums
No monthly maintenance fees
Competitive rates
A quick overview of our accounts.
High Yield CD
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Best for: Earning consistent interest when you lock your funds in for the length of the term.
AVAILABLE TERMS
Annual Percentage Yield
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No minimum deposit to open or earn APY
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Early withdrawal penalty will apply
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APY is fixed for the term of the CD but subject to change upon renewal
Raise Your Rate CD
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Best for: Earning interest with the flexibility to raise your CD rate. If our CD rate goes up, yours can too.
AVAILABLE TERMS
Annual Percentage Yield
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No minimum deposit to open or earn APY
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Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up
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Early withdrawal penalty will apply
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APY is fixed for the term of the CD but subject to change upon renewal
No Penalty CD
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Best for: An established fund you may need to access soon after opening.
Annual Percentage Yield
%
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No minimum deposit to open or earn APY
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You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties
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APY is fixed for the term of the CD but subject to change upon renewal
Compare our rates in one place.
CDs
Term
APY
3-month High Yield CD
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6-month High Yield CD
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9-month High Yield CD
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11-month No-Penalty CD
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12-month High Yield CD
%
18-month High Yield CD
%
2-year Raise Your Rate CD
%
3-year High Yield CD
%
4-year Raise Your Rate CD
%
5-year High Yield CD
%
Savings, Checking and Money Market
Account
APY
Money Market Account
(all balance tiers)
%
Savings Account
(all balance tiers)
%
Spending Account
(less than $15,000 balance)
%
Spending Account
(more than $15,000 balance)
%
Our High Yield CD, Raise Your Rate CD and Savings Account can also function as an IRA, offering the same APY as the non-IRA option.
Annual Percentage Yields (APYs) displayed are accurate as of .