Spending account reviews.

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Average Ratings

Product Features

Product rating of 4.3 out of 5

4.3

Account Opening

Product rating of 4.5 out of 5

4.5

Online and Mobile Banking

Product rating of 4.3 out of 5

4.3

Customer Service

Product rating of 4.4 out of 5

4.4

Spending Account Reviews

  • Horrible onboard for an online bank

    08/01/26 | PNCisBetter

    The fact you don’t get a card till after a deposit and then the card can take nearly a week to arrive is insanity. There isn’t even a temporary card you can use via apply pay or Google pay. So much for being advanced.

    Product rating of 1 out of 5 stars
    • Product Features2 out of 5
    • Account Opening1 out of 5
    • Online and Mobile Servicing2 out of 5
    • Customer Service2 out of 5
  • Lately Problems With Mobile App

    07/25/26 | Instant Savings recommended this product.

    Why is it so hard to log into my accounts via Mobile App? Other than that great banking service five star!

    Product rating of 5 out of 5 stars
    • Product Features5 out of 5
    • Account Opening5 out of 5
    • Online and Mobile Servicing2 out of 5
    • Customer Service4 out of 5
  • Just sucks not being able to use my funds as need

    07/24/26 | Jusgejudy

    I need my debit card and I’m be okah just can’t use my account and being locked out of my check really turned my experience to cra

    Product rating of 4 out of 5 stars
    • Product Features4 out of 5
    • Account Opening4 out of 5
    • Online and Mobile Servicing4 out of 5
    • Customer Service4 out of 5
  • Starting new services

    07/18/26 | Ravenclaw recommended this product.

    I don't remember being told that the fact that I just opened the account that I would not be able to get my funds after a mobile check deposit because it was still under 30 days because if that was the case I would have cashed my check instead that was from my job instead of depositing the whole check and being without money for almost a and a half because I have to have another extended 5 days to verify just because the account is brand new after you guys allowed me to deposit the check and told me that it would be held for only a couple days. I also didn't like the fact that I had to deposit money onto the account in order to get a debit card I figured the debit card would have came right after I opened the account. Other than that we'll see how this account goes in the future

    Product rating of 3 out of 5 stars
    • Product Features3 out of 5
    • Account Opening1 out of 5
    • Online and Mobile Servicing1 out of 5
    • Customer Service3 out of 5
  • no warning

    07/14/26 | BrokeGuy

    I opened this account just to deposit a check and was aware that it may take awhile. I called Monday morning and was told as if it were a fact that I would be receiving funds on Wednesday the 15th. Only to find out that was no longer true and wouldn't have access to the funds until the 20th. Upon reading further I learned that in certain situations with financial crisis the bank may release some of the funds. I was not given any idea when I will have access to my money. This is why I don't care for online banking and there is no explanation that is going to change the way I feel.

    Product rating of 1 out of 5 stars
    • Product Features1 out of 5
    • Account Opening1 out of 5
    • Online and Mobile Servicing1 out of 5
    • Customer Service1 out of 5
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