Spending account reviews.

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Average Ratings

Product Features

Product rating of 4.3 out of 5

4.3

Account Opening

Product rating of 4.5 out of 5

4.5

Online and Mobile Banking

Product rating of 4.3 out of 5

4.3

Customer Service

Product rating of 4.4 out of 5

4.4

Spending Account Reviews

  • There’s no way to wait for a debit card for 10 day

    08/20/26 | M2000

    They don’t give me any tracking number and I’m on the day 10 and my debit card it’s no arrived yet and all my direct deposit money are stuck in this account! Terrible costumer service because nobody can tell me we’res my debit card

    Product rating of 1 out of 5 stars
    • Product Features1 out of 5
    • Account Opening1 out of 5
    • Online and Mobile Servicing1 out of 5
    • Customer Service1 out of 5
  • Account

    08/15/26 | Jose536004 recommended this product.

    My experience is well I don’t know because I don’t know why you guys are asking me to write a review already when I haven’t even received my card. I barely opened the account so I’m not able to spend money even though you guys asked me to fund my account.

    Product rating of 3 out of 5 stars
    • Product Features3 out of 5
    • Account Opening3 out of 5
    • Online and Mobile Servicing3 out of 5
    • Customer Service3 out of 5
  • Debit card

    08/08/26 | Jbaines

    I dint like that u don't get the debit card until after a deposit is made. I would like to have it so I can access my money immediately.

    Product rating of 3 out of 5 stars
    • Product Features3 out of 5
    • Account Opening5 out of 5
    • Online and Mobile Servicing3 out of 5
    • Customer Service3 out of 5
  • Most difficult bank to withdrawal funds from

    08/04/26 | Theguywholeft

    I used to love ally but after many issues with the app and multiple times my account getting flagged for fraud on recurring charges I’ve had with them for years. If you have an abundance of time to constantly reassure them your charges are real, this may not be a bad bank for you. However, I was tired of telling them my YouTube tv charge I’ve had for over 5 years was legit. Their algorithm is off. Oh, you’ll get attitude when you call in questioning the fraud flags.

    Product rating of 2 out of 5 stars
    • Product Features2 out of 5
    • Account Opening4 out of 5
    • Online and Mobile Servicing3 out of 5
    • Customer Service3 out of 5
  • Horrible onboard for an online bank

    08/01/26 | PNCisBetter

    The fact you don’t get a card till after a deposit and then the card can take nearly a week to arrive is insanity. There isn’t even a temporary card you can use via apply pay or Google pay. So much for being advanced.

    Product rating of 1 out of 5 stars
    • Product Features2 out of 5
    • Account Opening1 out of 5
    • Online and Mobile Servicing2 out of 5
    • Customer Service2 out of 5
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